Personal Loan Eligibility to avail personal loans for pensioners
We, at Dialabank, make personal loans, accessible to pensioners by listing down the some minimum, transparent criteria to avail loans, which make a lot of pensioners with stable pensions eligible for a variety of loans:
You must be a resident of India to avail of personal loans for pensioners.
Your age can be up to 65 years at the time of maturity of the loan to avail of personal loans for pensioners.
Your monthly income/pension should not be less than Rs 20000 per month if you do not reside in Delhi or Mumbai else, your monthly income/pension should not be less than Rs 25000.
Required Documents to avail personal loans for pensioners
You can upload the soft copies of the documents online without waiting in long serpentine queues at the convenience of your home. This makes the procedure of providing documents quick and completely paperless. We can also arrange to pick the documents at your doorstep. The documentation can be broadly classified into identity proof, proof of income, proof of age, proof of residency, proof of pension, bank account history, credit history, etc. The required pieces of evidence can be provided from varied documents; hence it is not restrained or restricted to few documents which may not be available with the borrower
Filled personal loan application form with recent photograph
Identity proof such as voter ID card, driving license, PAN card, or passport copy.
Proof of residences such as a ration card, telephone bill, passport copy, driving license, bank passbook or electricity bill
Proof of Age such as PAN card, passport, or a certificate from a recognized, judicial authority.
Bank passbook with records of the previous six months.
Form 16 to avail of personal loans for pensioners.
Salary slips / Audited financials and income statements (depending on salaried or self-employed)
The processing fee cheque is also required.
At Dialabank, we ensure that we obtain the required information and proof in as few documents as possible. We have designed a system where uploading documents online is simple, effective, and foolproof.
How to Apply for a personal loan for pensioners?
You can apply for a personal loan online on the Dialabank website. Just visit the personal loan for pensioners section and enter the required details to get a loan. Upload your documents required and submit the form. Our relationship manager or customer service manager will call you or alert you for further process to follow.
Some major lenders offering personal loan for pensioners are:
SBI personal loan
HDFC personal loan
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